Most people become eligible for Medicare around age 65. Your enrollment period depends on your individual circumstances, including whether you are already receiving certain benefits or have coverage through current employment.

Original Medicare includes Part A and Part B and is administered by the federal government. Medicare Advantage is offered by Medicare-approved private insurance companies as an alternative way to receive your Medicare benefits. Each option has different costs, coverage, and provider considerations.

It depends on your situation. Employer coverage, employer size, and other factors can affect whether delaying Part B is appropriate. Before making a decision, it’s important to understand how your current coverage works with Medicare.

Medicare does not cover every healthcare expense. Depending on your coverage, you may have premiums, deductibles, copayments, or coinsurance, and some services may not be covered. Reviewing your options can help you understand your potential costs.

There are specific Medicare enrollment periods when you may be able to make changes. The options available to you depend on your circumstances and the type of Medicare coverage you currently have.